Terms and Conditions: These terms and conditions govern the use of www.bartnewmanfinancial.com. This site is owned and operated by Cletus Lynch. This Site is for financial consulting purposes. By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to always abide by them. Intellectual Property: All content published and made available on our Site is the property of Cletus Lynch and the Site’s creators. This includes, but is not limited to images, text, logos, documents, downloadable files, and anything that contributes to the composition of our Site. Limitation of Liability: Cletus Lynch and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities, and expenses including legal fees from your use of the Site. Indemnity: Except where prohibited by law, by using this Site you indemnify and hold harmless Cletus Lynch and our directors, officers, agents, employees, subsidiaries, and affiliates for any actions, claims, losses, damages, liabilities, and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions. Applicable Law: These Terms and Conditions are governed by the laws of the State of Illinois. Severability: If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid. Changes: These Terms and Conditions may be amended from time to time to maintain compliance with the law and to reflect the changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site. Contact Details: Please contact us if you have any questions or concerns. Our contact details are as follows: (864) 414-9015 cletus@lynchcapitalservices.com Greenville, SC 29607